Sola works extremely well with your current homeowners policy. While you are working through your major claim or have any out-of-pocket costs, Sola will be there to help cover whatever you need most. No deductibles, adjusters, or paperwork. Know exactly how much you will receive after the event and use the money for whatever you need most. Just like an extra policy you might have on your home insurance, like water backup for example, Sola is a normal supplemental add-on to your standard home policy.

The National Weather Service (NWS) has a central Damage Assessment Toolkit database for tornado damage which we use to determine how close a damage point or area is to your house. The day after a tornado, the NWS will go out and survey the area, publishing the data for us to use within a few days of the event. The chart below shows how much you will receive if you’re within that EF damage area. Since we use data to figure out who gets paid out and how much, we don’t require you to file a claim since Sola will automatically notify you via email and text of your payout if in a damaged area. This system allows us to proactively send payouts to hundreds of homeowners at once if affected by a severe event.

We have used 70 years of historical tornado data to figure out how at risk your house is for severe tornadoes. Based on this data from the National Weather Service, we have then determined a quote for each zip code in your state. Based on our actuarial models the average cost of our policy is around $30 per year, less than the price of one coffee per month! Sola sounds like good coverage to have now right?