Sola Insurance

Quick and simple cash payouts after tornado damage.

Homeowners insurance doesn’t cover everything. When a tornado strikes, count on Sola insurance to help you get back on your feet faster.

Complex tornado claims can take weeks to months.

First, you will try and file a claim, then analyze your policy, deal with multiple adjuster visits, back and forth with your carrier, and contractors all before you are paid.

Expenses:

Damage Expenses:

$150,000

Insurance Coverage

90%

Remaining out
of pocket costs:
These are remaining expenses that might not be covered by your major insurance right away or at all.
$ 9129

Sola coverage:

Deductible:

$1,000

Extra debris removal:

$2,000

Short-term daily expenses:

$2,000

Extra replacement of contents:

$2,500

Sola pays you:

$ 0

Our coverage picks up where your existing insurance falls short.

Even with great service, your policy still has limits, exclusions, and deductibles. Whether it’s paying for gas, lost working hours, groceries, or childcare, Sola has you covered.

Here's how it works:

We assess the damage
in your area.

Utilizing data from the National Weather Service, Sola confirms that your area has been affected.

We pay you based on the damage to your home.

Money goes directly into your account so you can pay for things that home insurance won't cover right away.

What happens with Sola:

Transparent

Your claim that is pre-agreed so you know exactly how much you'll receive. No hidden fees.

Quick

Our process delivers a payout within a 1-2 days of confirmed damage right to your account

Simple

We focus on the essentials to deliver the coverage you need most to get back on your feet.

Affordable Supplemental Coverage.

Sola works extremely well with your current homeowners policy. While you are working through your major claim or have any out-of-pocket costs, Sola will be there to help cover whatever you need most. No deductibles, adjusters, or paperwork. Know exactly how much you will receive after the event and use the money for whatever you need most.
Policies from just $1/mo.

Got questions?

Check out our FAQ and learn how Sola can help you.

Sola works extremely well with your current homeowners policy. While you are working through your major claim or have any out-of-pocket costs, Sola will be there to help cover whatever you need most. No deductibles, adjusters, or paperwork. Know exactly how much you will receive after the event and use the money for whatever you need most. Just like an extra policy you might have on your home insurance, like water backup for example, Sola is a normal supplemental add-on to your standard home policy.

The National Weather Service (NWS) has a central Damage Assessment Toolkit database for tornado damage which we use to determine how close a damage point or area is to your house. The day after a tornado, the NWS will go out and survey the area, publishing the data for us to use within a few days of the event. The chart below shows how much you will receive if you’re within that EF damage area. Since we use data to figure out who gets paid out and how much, we don’t require you to file a claim since Sola will automatically notify you via email and text of your payout if in a damaged area. This system allows us to proactively send payouts to hundreds of homeowners at once if affected by a severe event.

Tornado EF0-EF1 EF2 EF3 EF4 EF5
Payout $2,000 $5,000 $7,500 $10,000 $15,000

We have used 70 years of historical tornado data to figure out how at risk your house is for severe tornadoes. Based on this data from the National Weather Service, we have then determined a quote for each zip code in your state. Based on our actuarial models the average cost of our policy is around $30 per year, less than the price of one coffee per month! Sola sounds like good coverage to have now right?

It's time to get covered.

Enter your zip code and email to get a free quote from Sola.

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We're working hard to expand our coverage. to the areas that matter most.

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