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Protect the Collateral.Quote Every Loan.We Help You Do Both.

ACV roofs and high wind and hail deductibles leave borrowers underinsured. Sola fills the gap.

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City illustration

Protect the borrower. Protect the loan.

A home protected by a Sola wind & hail policy
Collateral protection

Borrowers stay whole after a storm.

Sola pays the $10K-$25K gap left by ACV roof depreciation and rising deductibles, the roof gets repaired safely, and the loan stays current.

Better borrower outcomes

An alternative to ACV roof coverage and high deductibles.

Pair Sola's deductible coverage with their homeowners policy and your borrower reduces their out-of-pocket exposure to the level of a full RCV and 1% deductible policy.

API quoting

Quote every loan in your pipeline.

One REST call per applicant. Get sub-second responses, bind-ready in your existing checkout flow.

Plug into your stack

Connects to your LOS and servicing system.

Set up webhooks for new loans, policy issuance, and claims. We map to Encompass, Blend, ICE, MSP, and Sagent.

Supporting your clients in innovative ways

A standalone wind & hail policy that fills all the gap a homeowners policy quietly leaves behind.

Wind & hail deductibles

Covers their percentage or high flat deductible, up to $25K.

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ACV depreciation gap

Pays what the carrier subtracts on older roofs.

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No CLUE reporting

Filing with Sola won't hurt your client's claims record or increase our premium.

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Standalone, not a buyback

Pairs with any homeowners carrier. Files independently.

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A partnership with strong financial backing

Sola Insurance is an approved Lloyd's of London coverholder, fully backed and reinsured through A-rated Lloyd's syndicates.

Lloyd's of London

Serving 12 states in the midwest

Don't see yours yet? It may be next.

Wind, hail, and tornado coverage map
ArkansasColoradoGeorgiaIndianaIowaKansasKentuckyMissouriOhioOklahomaTennesseeTexas

Have questions?

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Here for our members.
Storm after storm.

Sola

Standalone wind and hail insurance for American homeowners. Built with 🤍 in Atlanta. Sold alongside the independent agent partners you already trust.

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Coverage is subject to underwriting approval and product availability varies by state. Nothing on this site constitutes a binder of insurance or a guarantee of coverage. Coverage is provided only under the terms, conditions, exclusions, and limits of an issued policy.

1042 Northside Dr NW #825, Atlanta, GA 30318

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